Deposit products offered by U.S. Bank National Association. Member FDIC.
Credit products offered by U.S. Bank National Association and subject to normal credit approval.
Investment products, including shares of mutual funds, are not deposits or obligations of, or guaranteed by U.S. Bank or any of its affiliates, nor are they insured by the Federal Deposit Insurance Corporation, or any other government agency. An investment in such products involves risk, including possible loss of principal.
The information provided represents the opinion of U.S. Bank and is not intended to be a forecast of future events, a guarantee of future results, or investment advice. It is not intended to provide specific advice or to be construed as an offering of securities or recommendation to invest. Investors should consult their investment professional for advice and information concerning their particular financial situation.
U.S. Bank is not responsible for and does not guarantee the products, services or performance of third party providers.
The creditor and issuer of this card is U.S. Bank National Association, pursuant to a separate license from Visa U.S.A. Inc.
1The Annual Percentage Rate (APR) will vary with the market based on the Prime Rate as of 11-1-2013; the variable APR for purchases and balance transfers is 9.99%. The variable APR for cash advances is 20.99%. $0 introductory annual fee the first year. After that, $299 per year. There is a $2 minimum interest charge where interest is due. Balance transfer and convenience check advance fees: either 3% of the amount of each transfer or $5, whichever is greater. Cash Advance fee: either 4% of the amount of each cash advance or $10, whichever is greater. Cash equivalent advance fee: either 4% of the amount of each cash advance or $20, whichever is greater. Overdraft protection advance: $10 per occurrence. Foreign transaction fee (Foreign transaction fees will appear as a charge and subsequent reversal on statements): 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in foreign currency. We may change APRs, fees, and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.